@janrenz's PR #35862 added prompt_caching.enabled=false at init only. But
_anthropic_prompt_cache_policy re-derives _use_prompt_caching on every /model
switch (agent_runtime_helpers) and fallback-model swap (chat_completion_helpers),
which re-enabled markers and re-broke the strict proxy the toggle was meant to fix.
Move the kill switch into anthropic_prompt_cache_policy so it returns (False, False)
on every path. Drop the now-redundant init-time override (kept @janrenz's isinstance
hardening on the cache_ttl read). Add policy-level tests + docs for the toggle.
Follow-up to salvaged PR #35862.